Paytm Payment Gateway Required Documentation – Every Thing You Need To Know in 2025

For every online business, choosing the right payment gateway has always been a hassle. PG plays an important role in enhancing user experience and facilitating sales. Today, in this article, we’ll talk about one famous payment gateway offered by Paytm and Paytm payment gateway required documentation. Paytm Merchant account comes with lots of benefits, one of which is its payment gateway.

To be eligible for this, users have to go through KYC, and upon verification, they receive their merchant API. There are several documents required for Paytm Payment Gateway verification, such as PAN, Bank Details, Identity Proof, and GST. These are some basic documents; however, depending on the nature of your business, the requirements may vary.

So today, in this article, we’ll discuss the different documents that you’ll need to open a Paytm PG account.

Why Choose Paytm Payment Gateway?

There are lots of different payment solutions available in the market; however, the reason Paytm is the best is its popularity. Paytm is one of the most used digital transactions platforms in India. With its millions of consumer and merchant bases, it has become one of the most trusted platforms in India. Businesses can leverage this trust and credibility for their business and enhance their sales. Apart from that, Paytm PG offers many different payment methods, such as UPI, cards, wallets, net banking, EMI, and Pay Later, which makes it popular amongst consumers.

Features Offered by Paytm Payment Gateway

1. Multiple Payment Options: Paytm supports a wide range of payment methods, including:
   • UPI (Unified Payments Interface)
   • Debit/Credit Cards (Visa, MasterCard, Rupay)
   • Paytm Wallet
   • Net Banking (across 50+ banks)
   • EMI options and Pay Later services
2. Seamless Integration: Paytm offers easy integration options through APIs, SDKs, and plugins for popular platforms like WordPress, Magento, Shopify, and custom websites.
3. Instant Settlements: Allows businesses to access their funds immediately after a transaction.
4. High-Level Security: PCI DSS compliant, ensuring secure transactions with 256-bit encryption, two-factor authentication, and fraud detection mechanisms.

Documents Required For Paytm Payment Gateway for Different Businesses

Proprietorship

1. Company Proof: Submit any of the following:
   • Registration Proof
   • Shop Establishment Act Certificate
   • Regional State Registration certificate
   • Municipal Corporation Department Certificate/License
   • GST Certificate
   • Utility Bill (e.g., Electricity Bill, Water Bill, Gas Bill)
2. PAN Card of Proprietor: Copy of the original PAN card.
3. Bank Account Details: Cancelled Cheque, Bank Attested Letter, or Bank Passbook.
4. GST Document: GST Certificate or Declaration of GST Non-Enrollment.
5. KYC of the Authorized Signatory: Any one of the following:
   • Driving License
   • Passport
   • Aadhaar Card
   • Voter ID Card
   • NREGA Card
6. Trade Licenses: For merchants dealing in Liquor, Fertilizers, Pesticides, or Fireworks.
7. Website and App Proof: Proof of domain ownership and website URL.

Partnership/LLP

1. Company Proof: Partnership Deed or LLP Deed/COI.
2. PAN Card: Copy of the company’s PAN card.
3. Bank Account Details: Cancelled Cheque, Bank Attested Letter, or Bank Passbook.
4. GST Document: GST Certificate or Declaration of GST Non-Enrollment.
5. KYC of the Authorized Signatory: Same as for proprietorship.
6. Declaration of Authorized Signatory: Paytm declaration form.
7. Trade Licenses: For merchants dealing in Liquor, Fertilizers, Pesticides, or Fireworks.
8. Website and App Proof: Proof of domain ownership and website URL.

Trust/Society

1. Company Proof: Trust Deed or Society Bye-Laws.
2. PAN Card: Copy of the Trust or Society’s PAN card.
3. Bank Account Details: Same as above.
4. GST Document: GST Certificate or Declaration of GST Non-Enrollment.
5. KYC of the Authorized Signatory: Same as for proprietorship.
6. Declaration of Authorized Signatory: Paytm declaration form.
7. Trade Licenses: Same as above.
8. Website and App Proof: Proof of domain ownership and website URL.

Private/Public Corporation

1. Company Proof: Certificate of Incorporation.
2. PAN Card: Copy of the company’s PAN card.
3. Bank Account Details: Same as above.
4. GST Document: GST Certificate or Declaration of GST Non-Enrollment.
5. KYC of the Authorized Signatory: Same as for proprietorship.
6. Board Resolution/Declaration: Paytm declaration form.
7. Trade Licenses: Same as above.
8. Website and App Proof: Proof of domain ownership and website URL.

Hindu Undivided Family (HUF)

1. Company Proof: HUF Deed/Registration Certificate.
2. PAN Card: Copy of the HUF’s PAN card.
3. Bank Account Details: Same as above.
4. GST Document: GST Certificate or Declaration of GST Non-Enrollment.
5. KYC of the Authorized Signatory: Same as for proprietorship.
6. Declaration of Authorized Signatory: Paytm declaration form.
7. Trade Licenses: Same as above.
8. Website and App Proof: Proof of domain ownership and website URL.

Conclusion

This was the complete information about the documents required for Paytm Payment Gateway. It generally takes 1-3 days for Paytm to verify your details and provide you with your merchant API. Sometimes, a representative may also call you to verify some details or request additional documents. We hope this information will help you make your checkout experience smoother.