Documentation Required For Google Pay Merchant Account

Google Pay is one of the most widely used digital payment methods in India and across the world. If you’re a business and you’re looking to integrate Google Pay with your website, then this is the place for you. Today, in this blog, we’ll discuss the documents required to open a Google Pay merchant account. Different regions require different documents to get their merchant integration API. However, today, in this article, we’ll talk about India only.

What is a Google Pay Merchant Account?

You can take payments from customers straight into your Google Pay account for sales made on your website and online store if you have a Google Pay Business or Merchant account. The built-in analytics tools let you monitor and oversee your business’s operations as well. One-click checkout is a well-known feature of Google Pay API. Because Google Pay fills in all the order details, including the address, phone number, and card information, in addition to facilitating UPI payments, the consumer will enjoy a flawless checkout process in this manner. You can improve the user experience on your website by using the Google Pay API. You’ll need to submit a few required documents in order to integrate Google Pay API.

Why is Documentation Important?

Documents are required as a part of Know Your Customer regulations. This way, payment gateways, and facilitators verify the legitimacy of the business and help prevent fraud with customers. Furthermore, KYC is mandated by the RBI, which is why it has become a compulsory step.

Key Documentation Required for Google Pay Merchant Account

Google Pay has different document requirements for different regions; however, today, we’ll talk about documents required in India. You’ll need to submit all these documents to your Google Pay for Business dashboard to get your API credentials. Below are some of the documents required to set up Google Pay Merchant API.

1. Private Limited, Public Limited, and LLP Companies

Proof Required	Supporting Documents
Proof of Business Identity	Certificate of Incorporation
Proof of Business Existence	Income Tax Registration (Company PAN Card)
Proof of Identity of Business Owners and Authorised Signatory	Government-approved authorised signatory identity proof (like Aadhar Card/Voter Card/DL/Passport and so on.) Authorised signatory PAN Card details.

2. Sole Proprietorship

Proof Required	Supporting Documents
Proof of Business Identity and Existence	VAT Registration Or Shops and Establishments Certificate Or Trade License, TIN Or Sales Tax Registration Or GST Certificate.
Proof of Business Working	Current Account company bank statement (past three months) Or Cancelled cheque Or first page of settlement account
Proof of Identity of Business Owners	Income Tax Registration (PAN Card)
Proof of address of Business Owners	Government-approved identity and address Proof of Proprietor (like Aadhar Card/Voter Card/DL/Passport).

3. Partnership Firms

Proof Required	Supporting Documents
Proof of Business Identity	Registered Partnership Deed Any one of Sales Tax Registration VAT /TIN Registration, Shops and Establishments Certificate Or Trade License
Proof of Business Existence	Income Tax Registration (Company PAN Card)
Proof of Business Working	Current Account Statement (past three months) Or Cancelled cheque Or first page of settlement account
Proof of Identity of Business Owners and Authorised Signatory	Government-approved authorised signatory identity proof (like Aadhar Card/Voter Card/DL/Passport and so on.) Authorised signatory PAN Card details.

4. Individual/Unregistered Businesses:

Proof Required	Supporting Documents
Proof of Identity of Business Owners and Authorised Signatory	Government-approved authorised signatory identity proof (like Aadhar Card/Voter Card/DL/Passport and so on.) Authorised signatory PAN Card details.

How do you apply for a Google Pay Merchant Account?

Step 1: Sign Up for a Google Merchant Account

Visit Google Pay For Business and sign up for an account. You will need to fill out basic information such as business name, address, and payment details.

Step 2: Submit the Required Documentation

During the sign-up process, Google will request the documents mentioned above, or you can also submit them in your dashboard. Google will only help by asking for document numbers in most cases. However, uploading images is required to make sure they are clear and have high definition.

Step 3: Verification Process

Once you submit your documentation, Google will review and verify the information provided. This process can take a few business days. In some cases, Google may request additional documentation or information to complete the verification process.

Step 4: Get Your Google Pay Merchant ID

After successful verification, you’ll receive your Google Merchant ID, which is required to integrate the Google Pay payment gateway into your website or app.

Key Features of the Google Pay Merchant API

Below are some of the key features provided by Google Pay Merchant API to its users.

Secure Payments: Google Pay is one of the most secure and trusted payment platforms in India. They use tokenisation to protect payment data.
Mobile-First Experience: As most of the users surf from their mobile phones, Google Pay heavily focuses on their mobile experience.
Easy Checkout: With the option to automatically fill in address and payment information, customers can shop from your store with just one tap.

This is the complete information about how to integrate Google Pay API with your online store. There are lots of payment gateways that also provide Google Pay as a payment option; however, they lack some of the features that Google Pay API comes with. You can choose the right payment gateway for your business based on your business’s needs.